129756614044843750_81In Beijing attending the "two sessions" GAC General Manager Zeng Qinghong, bringing the automobile insurance reform proposal: "in terms of vehicle insurance fees, payment system designed to constrain the vehicle
diablo 3 gold, when a civilian vehicle collision occurs in, and not lose the civilian population". Half a month of continuous exposure in two civilian car crashed into a Rolls Royce, after the insurance compensation,Civilian owners have to pay hundreds of thousands of news, and opened the deposition in the hearts of owners for a long time on the valve of automobile insurance is not reasonable, opinion points to the automobile insurance system.
Main release important signal (unit) of capital flows has been great changes! Free Level-2 high-speed power limited-time free of charge software Zeng Qinghong in proposalsAnd hit the southeast of Rolls-Royce's accord and Ling Yuet, new car price is less than for payment of costs, civilian owners "cannot afford to hurt".����Reason is that "reasonable risk associated with setting and allocation of responsibilities in China, did not do the balancing of the interests of all parties". "Automobile insurance policies, such as maturity, also the development of automobile industry in the future. Increasing vehicle and hit the vehicleLose the greater the risk. On the general question of whether consumers in the purchase consideration, also being added to the article.����"A car industry veteran said. In the automobile insurance system, provides a third liability insurance of 200,000, 300,000 and 500,000 pay CAP, leading after the vehicle was hit, civilians need to take on more responsibility. Vehicle insurance defect also more than that. Ping anInsurance insider told the reporter that: "the insurance company can usually be done by way of distinguishing between liability for payment handling loss events to avoid claims, so if the other party take full responsibility for the Underwriters will not give the owner claims. "It was majority owner experienced a crash. In fact, in accordance with the legal provisions, car loss insurance coverage is a substance, all you needed was a full car damageInsurance, car should get a full compensation for loss under loss only.����Rather than the insurance company now provides owners of compensation responsibility in the accident. Zeng Qinghong in multiple issues of the proposals listed in the automobile insurance industry in China: under the current system, rates increased for the second year after the accident ratio is too small, no deterrent force; the information between different insurance companies, flee hither and thither cheated endless stream of events, Caused a significant risk to the insurance company because of insurance and rate limits, vehicle, medium risk, little, the insurers are reluctant to cover. Insurance companies also exist: competitive low loss standards free to profit greatly, claim hardship, vehicle links and so on. "Various unreasonable within the automobile insurance industry, eventually paying car consumers.Hit the vehicle was rammed into the "economic bomb", even though the usual traffic accident claims, also make owners are very reasonable.����"Jun Yang Xin GE China strategic management consulting partner, was responsible for an insurance company car insurance product development projects, this feeling is deep. Car insurance a proportion to the entire property insurance 75% in fact, based on the surge in car sales in recent years, automobile insurance is explosionTrend. "Automobile insurance business is the largest business insurers, 75% per cent to the entire property insurance.����"GF non-bank financial-insurance research group Cao Hengqian said. 2011 green electrical pin car insurance growth to exceed 80%, sell car insurance company car insurance income part close to the one-third to drive company growth in insurance premiums reached 34%. Ping an of China three quartersDisclosure, the third quarter of 2011, ping an property insurance premiums grew by 35.5%, which comes from the cross sales and phone sales of premium fast-growing 65.3%
diablo 3 power leveling, channels contribute to raise the percentage to 39.5%. Zeng Qinghong proposed in the proposal, passed legislation to balance different vehicles of the equality of rights and responsibilities. Because the vehicle up to a road of these public spaces,Associated with other vehicles and pedestrians, through system design should allow it to take on more obligations.����Beyond the average person's normal level of cognitive ability and for payment of that part of the risk, the main responsibility should be borne by the vehicle owner to. On the specific implementation, Zeng Qinghong recommendations: develop a vehicle after the standard, increasing the amount of vehicle or mandatory vehicle buyingA a description of additional risks, when two cars collide each other can not pay for the loss from your insurance company responsible for the claim. Or set the maximum amount awarded for vehicle side, more than this amount, responsible persons do not need to pay.����The amount of setting standards for: maintenance vehicle with the same accessories and equivalent domestic maintenance craft requirements. In addition, Zeng Qinghong recommendations on the insurance system to speed upFour aspects of the reform.����Including accident claim rates and premiums increase rate; set owners liability ceiling; foreign experience for reference, as soon as possible risks "twin force", forcing owners to pay not only the strong insurance, and the insurance companies are also to be forced, and cancel the insurance claim limit; set up apart from the strong risk larger Rescue Fund. Ping an insurance Insider says: "Above recommendations for ordinary car owners are very good, but the reform involves the interests of the game, you need to fully take into account the difficulty of the reform. "The China insurance regulatory Commission: intensive discussions policy car insurance reform has been discussed for a long time, even strong risk is expected to open to foreign investment during the year.����But the slow pace of reform. In September last year, China insurance regulatory Commission issued a Declaration on the strengtheningDynamic management of commercial vehicle insurance rates notice (draft for soliciting opinions) in October, Chinese insurance Association has released the model provisions on motor vehicle insurance (draft for soliciting opinions), which relate to the commercial vehicle insurance cover extended; on the system to avoid "high definition low-pay"; insurance companies are not allowed to implement "no responsibility for compensation" requirement. Since then for comments-orderParagraph, related articles suffer from resistance of the insurance company.����Since that provision had not been formally published. And admission of foreign investment expected to pressure of public opinion, authorities had to speed up the pace of reform.����Chairman of the China insurance regulatory Commission Xiang Junbo since February held a number of car insurance management-related conferences, deployment conducting comprehensive car insurance claims difficult operations. China insurance regulatory Commission released in early March with theIssuance of motor vehicle insurance claims management guidelines on notice, saying the China insurance regulatory Commission will further improve the automobile insurance claims service quality evaluation system, unified evaluation indicator, diameter and standard specification evaluation, explore ways to establish a claims service quality evaluation and disclosure of long-term mechanism. Proposal of Zeng Qinghong, expected to get policy feedback in the near future.
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